Broker Club Products
Mid Net Worth Household
Our Club Brokers, where agreed, have access to our MNW Home Offering which provides cover on a Worldwide All Risks basis to include:
- Risks up to Total Sum Insured of £2.5M as standard
- Product caters for standard and non standard constructed homes
- Legal Expenses & Home Emergency as standard
- Risks located within Flood Postcode’s with the inhouse ability to cede to Flood RE
Specialist Household
Our specialist household product provides cover for risks on a Standard or Non Standard basis to include:
- Risks up to Total Sum Insured of £1.75M
- Product caters for standard and non-standard constructed homes
- Adverse Claims History
- Risks located within Flood Postcode’s with the inhouse ability to cede to Flood RE
Available via our online portal, the Wages & Turnover rated product is available for over 1,000 acceptable trades and includes:
- Employers/Public/Products Liability – Indemnity limit up to 10M
- Option to add Contractors All Risks cover
- Work at high-risk locations can be accommodated
- Bespoke underwriting on complex risks completed via the referral process
No risk too small or too large!
Available via our online portal, the Tradesperson Per Capita rated product is available for over 500 acceptable trades and includes:
- Employers/Public/Products Liability – Indemnity limit up to 10M
- BFSC included as standard
- Option to add Business Equipment or Tools of Trade
- Option to add Contractors All Risks cover
- Work at high-risk locations can be accommodated
Excess of Loss
Available via our online portal:
- Excess PL/Products
- Excess EL
- Ability to write layers up to £20M
For our club brokers the product is suited for trades / professions with the below criteria:
- Turnover up to £5M
- Up to 25 employees
- Limit of indemnity must not exceed £3M.
- All work undertaken is subject to UK Law
Contact us for details relating to acceptable trades.
For our club brokers via our external web portal or access via your Acturis system
- Enhanced wordings
- Trade flexibility for our club brokers
- All documents issued via E-traded platforms
- Able to look at risks which might be in decline and convert to quotations for your clients
For our club brokers working with owners of commercial properties, we can accommodate single properties up to multi-location portfolios. We offer a range of flexible options to accommodate non-standard properties.
- Buildings up to £2M sum insured
- Multi-tenure properties
- Part or all owner occupied
- Over 2,000 acceptable trades
See our Broker Guide for more information
Commercial Property Owners
For our club brokers who access us via Acturis or via the external web portal. We can accommodate single properties up to multi-location portfolios. We offer a range of flexible options to accommodate non-standard properties.
- Up to £5M Building Sums Insured
- Can consider part residential as long as majority Commercial tenants
- Enhanced wordings
- Wider footprint for club brokers
Contact the team for support on this offering
Our specialist product accessible by club brokers on behalf of owners of unoccupied commercial properties, offering a number of flexible options to tailor cover to each client’s needs.
- Buildings up to £2M sum insured
- Cosmetic and minor structural renovations
- Various cover level options
- 3, 6 or 12 months cover option
See our Broker Guide for more information
Available to club brokers seeking cover for owners of residential property for single properties, up to multi-location portfolios. Flexible cover options apply across all tenant types.
- Buildings up to £2M sum insured
- Students, benefits-assisted and asylum seeking tenants
- Unoccupied properties
- 3, 6 or 12 months cover option
See our Broker Guide for more information
Designed for owners with a need for short-term insurance, our specialist product is ideal for properties pending sale or probate, or short-term holiday lets. Cover is available for periods of 1-28 days.
- Buildings up to £500,000 sum insured
- A range of cover options
- 1 – 28 days cover options
See our Broker Guide for more information
Available via both our Delegated Authority and Transactional facilities, the Contractors Combined product includes the following:
- Liability and Property Covers
- Cover for manual work at premises and work away
- Option to include Contractors All Risks covers
- PI extension available on certain trades
Commercial Combined
For our club brokers via Acturis Platform or via the external web portal.
- Enhanced wordings
- Trade flexibility for our club brokers to include manufacturing risks
- Wider footprint on referral
- Can e-trade business that would usually have to be written via manual presentation
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