Specialty Underwriting Products
Per-Capita Rated Liability
Available via our online portal, the Tradesperson Per Capita rated product is available for over 500 acceptable trades and includes:
- Employers/Public/Products Liability – Indemnity limit up to 10M
- BFSC included as standard
- Option to add Business Equipment or Tools of Trade
- Option to add Contractors All Risks cover
- Work at high-risk locations can be accommodated
Wages & Turnover Rated Liability
Available via our online portal, the Wages & Turnover rated product is available for over 1,000 acceptable trades and includes :
- Employers/Public/Products Liability – Indemnity limit up to 10M
- Option to add Contractors All Risks cover
- Work at high-risk locations can be accommodated
- Bespoke underwriting on complex risks completed via the referral process
No risk too small or too large!
Excess of Loss
Available via our online portal:
- Excess PL/Products
- Excess EL
- Ability to write layers up to £20M
Land Owners’ Liability
Public Liability cover for the following land types :
- Private roads
- Private carparks
- Grazing
- Moorland
- Woodland
- Pastureland
- Developments sites
Retailers Package
Available via our online portal, the retailers package offering is designed for over 130 retail trades and includes:
- Employers Liability
- Public Liability
- Contents and Stock
- Business Interruption
Café Package
Available via our online portal, the Café Package is designed for tea rooms, coffee shops, cafés, ice cream parlours and includes:
- Liability and Property covers
- Seasonal increase in the sums insured
- Loss of Licence
Hair & Beauty Package
Available via our online portal, the Hair & Beauty Package is designed for Hairdressers, Barbering, Beauticians and Nail Technicians and includes:
- Liability and Property covers
- Treatment risk extension
Available via AUK Specialty, we are able to consider bespoke schemes which offer:
- Sub delegation of underwriting authority across liability and property covers
- Agreed rating structure on bespoke schemes across a range of covers, trades and sectors
- Capacity offering to consolidate specific accounts
Available via both our Delegated Authority and Transactional facilities, the Commercial Combined product includes the following:
- Unlimited MDBI sums insured
- Liability covers up to £10M Indemnity Limit
- Acceptable trade sectors includes: Hospitality & Leisure, Manufacturing, Processing, Wholesale and Distribution
- Bespoke cover extensions
Available via both our Delegated Authority and Transactional facilities, the Contractors Combined product includes the following:
- Liability and Property Covers
- Cover for manual work at premises and work away
- Option to include Contractors
- All Risks covers
- PI extension available on certain trades
Haulage Combined
Available via both our Delegated Authority and Transactional facilities, the Haulage Combined product includes the following:
- Liability and Property Covers
- Acceptable trades include traditional haulage, freight forwarders, warehouses and logistic operations
Available via both our Delegated Authority and Transactional facilities, the Commercial Property Owners product includes the following:
- Unlimited MDBI sums insured
- Liability covers up to £10M Indemnity Limit
- Bespoke cover extensions
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